Total Risk Management contact the referees provided by the customer & provide the answers for the 9 questions below and further notes relating to the payment habits of the customer;
- Confirm referee name
- Relationship to applicant
- How long have you had a relationship with applicant?
- What monthly credit limit did you extend to applicant?
- What date was the last purchase made by the applicant?
- How much is currently owed to you by this applicant?
- Of the amount owed, how much is overdue?
- Age of overdue amount?
- What are the applicant payment habits?