Total Risk Management contact the referees provided by the customer & provide the answers for the 9 questions below and further notes relating to the payment habits of the customer;

  • Confirm referee name
  • Relationship to applicant
  • How long have you had a relationship with applicant?
  • What monthly credit limit did you extend to applicant?
  • What date was the last purchase made by the applicant?
  • How much is currently owed to you by this applicant?
  • Of the amount owed, how much is overdue?
  • Age of overdue amount?
  • What are the applicant payment habits?